
What Is LIC HFL Apprentice Recruitment?
The LIC HFL Apprentice Recruitment 2026 is a professional 12-month training program organized by LIC Housing Finance Limited (LIC HFL) Usually aimed at fresh college graduates who want to gain practical corporate experience in the banking, financial services, and insurance (BFSI) sector.
LIC HFL Apprentice Salary and Eligibility
It is a fixed-term training engagement, not a permanent employment contract with LIC HFL.
Apprentices receive a fixed monthly stipend during the 12 months of training. You get ₹16,650 per month if placed in metro cities (like Mumbai, Delhi, Kolkata, Chennai, Bengaluru, Pune, Hyderabad, Ahmadabad, or Surat) and ₹14,150 per month in all other locations.
- Eligibility: For all the fresh graduates in any stream aged between 20 to 25 years. You cannot apply if you have previously undergone or are currently doing an internship under the Apprentices Act.
NOTE: Apprentices are trainees, not regular employees, and full-time employment is not guaranteed
The Selection & Exam Process for the Job

The selection mostly relies on an online entrance exam, which is unique because it is conducted in an online remote proctored format. You can take 60-minute test directly from your home using a smartphone or a laptop (equipped with a working camera).
The exam has 100 multiple-choice questions (1 mark each) split across four key sections:
- General & Financial Awareness (25 Questions)
- General English (25 Questions)
- Reasoning & Computer Aptitude (25 Questions)
- Quantitative Aptitude (25 Questions)
Candidates who clear the online cut-off are immediately called for Document Verification and a Personal Interview before the final selection list is published.
Key Details for LIC HFL Apprentice
| Total Vacancies | 232 posts |
| Duration | 12 months (On-Job Training) |
| Application Window (Opening and Closing) | October 20, 2026, to November 1, 2026 |
| Online Entrance Exam | November 7, 2026 (Remote proctored) |
| Document Verification & Interview | November 15, 2026 (tentative) |
| Joining / Training Start | Fourth week of November 2026 (tentative) |
Application Fees
| General / EWS / OBC (Male) | ₹800 + GST |
| General / EWS / OBC (Female / Transgender) | ₹600 + GST |
| SC / ST / PwBD | ₹200 + GST |
Subject-wise Syllabus for LIC HFL Apprentice Recruitment
1. General / Financial Awareness (25 Questions)
- Banking, Housing Finance & Economy: Covers banking basics (KYC, NEFT, RTGS, IMPS), RBI functions and monetary policy rates, housing finance concepts (NHB, PMAY, NPAs), insurance products, financial terms/abbreviations, and past 6–12 months of current affairs.
2. General English (25 Questions)
- Language Proficiency: Includes reading comprehension, error spotting, cloze tests, grammar and tenses, vocabulary (synonyms/antonyms), sentence improvement, para jumbles, and direct/indirect speech.
3. Reasoning Ability & Computer Aptitude (25 Questions)
- Reasoning & Computers: Focuses on puzzles, seating arrangements, syllogism, coding-decoding, blood relations, and logical reasoning, alongside computer basics, MS Office, internet usage, cybersecurity, and digital payment systems.
4. Quantitative Aptitude (25 Questions)
- Numerical Ability: Features simplification, number series, data interpretation, arithmetic topics (percentages, profit/loss, interest, time and work, speed/distance), quadratic equations, and basic mensuration.
Trivia regarding the LIC HFL Graduate Apprentice Recruitment:
1. The Double-Portal Double Tap
Unlike normal bank or insurance exams where you fill out a single application form, this drive requires a two-step dual portal registration. If a candidate skips either step, their application is rejected:
- Step 1: You must first register on the government’s central NATS Portal (National Apprenticeship Training Scheme) to generate an official Enrollment ID.
- Step 2: Only after completing NATS can you apply through the specialized BFSI Sector Skill Council BEEP Portal to pay the fee and secure an exam slot.
2. The “Cheating-Proof” Home Exam
While major banking exams force you to travel to crowded physical test centers, the LIC HFL Apprentice exam is fully remote-proctored from your own home. However, it isn’t easy to cheat; the system uses camera monitoring through a smartphone or laptop. If it detects multiple faces, background voices, or frequent eye movement away from the screen, the candidate is automatically disqualified in real-time.
Everything here is approved by LIC HFL and the BFSI Sector Skill Council of India
Interested in Banking Exams? Here’s Everything You Need To Know About them
Authored by Suresh Kumar.
Additionally, the piece was reviewed by Nokari Editorial Team (Divyesh).
Additionally, Published: 1 November 2026.
Last Updated: 1 November 2026




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